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Ruby Ritchie
Insurance Agent
I’m Ruby Ritchie, Insurance Agent at HFS Insurance Agency. Since 2003, I’ve been helping businesses and families protect what matters most with commercial, property, casualty, health, and life coverage—all grounded in integrity, follow-through, and small-town values.
My Story
My name is Ruby Ritchie, an insurance agent with HFS INS Agency. I have been a licensed
agent since 2003, and I specialize in commercial business insurance, but also licensed in
property, casualty, health, and life insurance. Treating people well and following through has
been key to my success.
Raised on a dairy farm in Comstock, I learned the value of hard work and community. I
graduated from Cumberland High School and cherish my upbringing. Northwest Wisconsin is
beautiful, and I am a country girl, true and true. I always loved having horses and trail riding as
much as possible, deer hunting and enjoying nature.
My husband Jay and I have two amazing children, Amber and Patrick, and the sweetest
daughter-in-law, Kari. We love outdoors with activities like camping, trail riding, snowmobiling,
and country festivals, but spending time with family and friends is my favorite.
My Prop is a planner because I love planning events and bringing people together, which aligns
with my role in planning your insurance needs. It would be an honor to ensure you, and your
family are protected.